These Terms of Service ("Terms") govern your use of hoodcleanerinsurance.com (the "Site"), operated by Hood Cleaner Insurance ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1. What This Site Is (and Is Not)
The Site provides general information and a way to request insurance quotes. We connect you with licensed insurance carriers and agents. We are not the insurance carrier and do not issue policies, bind coverage, or guarantee that coverage will be offered. Any policy is issued solely by the applicable carrier, subject to its underwriting, terms, and approval.
2. No Insurance, Legal, or Financial Advice
Content on the Site is for general informational purposes only and is not insurance, legal, tax, or financial advice. Coverage descriptions are summaries; the actual policy documents control. Consult a licensed professional and read the actual policy before relying on any coverage. See our full disclaimer.
3. Quote Requests
When you submit a quote or contact form, you authorize us to share your information with insurance carriers, agents, and partners to process your request, as described in our Privacy Policy. Quotes are estimates, are not offers of insurance, and may change based on underwriting and verification.
You agree that the information you provide is accurate and complete and that you are at least 18 years old and authorized to submit it.
4. Consent to Be Contacted
By submitting a form you consent to be contacted as described in our Privacy Policy, including by phone, text message (SMS), and email. Consent to automated calls/texts is not a condition of any purchase. You may opt out at any time (reply STOP to texts; contact us to stop calls).
5. Acceptable Use
You agree not to:
- Use the Site for any unlawful, fraudulent, or harmful purpose;
- Submit false information or another person's information without authorization;
- Attempt to gain unauthorized access to, probe, scan, or disrupt the Site or its systems;
- Use bots, scrapers, or automated means to access the Site except standard search indexing;
- Introduce malware or interfere with the Site's operation.
6. Intellectual Property
The Site and its content (text, graphics, logos, design) are owned by Hood Cleaner Insurance or its licensors and are protected by applicable laws. You may not copy, reproduce, or distribute Site content without our written permission, except for your personal, non-commercial use.
7. Third-Party Links and Services
The Site may link to or integrate third-party sites and services (including carrier and partner sites and quoting tools). We do not control and are not responsible for their content, products, or practices. Your dealings with them are solely between you and the third party.
8. Disclaimers
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY QUOTE, RATE, OR COVERAGE WILL BE AVAILABLE OR ACCURATE.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, HOOD CLEANER INSURANCE AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SITE OR ANY QUOTE, CARRIER, OR PARTNER. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SITE WILL NOT EXCEED USD $100.
10. Indemnification
You agree to indemnify and hold harmless Hood Cleaner Insurance from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your misuse of the Site or violation of these Terms.
11. Governing Law and Disputes
These Terms are governed by the laws of the State of [STATE — to be confirmed by counsel], without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in that State, unless otherwise required by law.
12. Changes to These Terms
We may update these Terms at any time. Changes are effective when posted with a new "Last updated" date. Your continued use of the Site means you accept the updated Terms.
13. Contact Us
Hood Cleaner Insurance
Email: via our contact page or leads@runquotes.com
Phone: (877) 890-7722